:root{
  --ink:#111318;
  --ink-2:#20242c;
  --muted:#69707d;
  --line:#e7e9ee;
  --paper:#ffffff;
  --soft:#f7f8fa;
  --brand:#8a1538;
  --brand-dark:#64102a;
  --brand-soft:#f7edf1;
  --gold:#c6a15b;
  --radius:22px;
  --shadow:0 20px 55px rgba(16,24,40,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Segoe UI",Tahoma,Arial,sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.7;
}
body.rtl{direction:rtl}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{
  background:var(--ink); color:#fff; font-size:13px;
}
.topbar .container{
  display:flex;justify-content:space-between;align-items:center;gap:16px;padding:8px 0;
}
.topbar .legal{opacity:.75}
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(16px);border-bottom:1px solid rgba(231,233,238,.85)
}
.nav{
  min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px;
}
.brand{display:flex;align-items:center;gap:11px;font-weight:900;letter-spacing:.08em}
.brand-mark{
  width:38px;height:38px;border-radius:12px;background:var(--brand);color:#fff;
  display:grid;place-items:center;font-size:21px;font-weight:900;box-shadow:0 8px 20px rgba(138,21,56,.22)
}
.brand-name{font-size:20px}
.nav-links{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:700;color:#343945}
.nav-links a:hover{color:var(--brand)}
.nav-actions{display:flex;align-items:center;gap:10px}
.lang{
  border:1px solid var(--line);padding:9px 13px;border-radius:12px;font-size:13px;font-weight:800;background:#fff
}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  border:0;border-radius:14px;padding:12px 18px;font-weight:800;cursor:pointer;transition:.2s ease
}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 12px 25px rgba(138,21,56,.22)}
.btn-primary:hover{background:var(--brand-dark);transform:translateY(-1px)}
.btn-ghost{background:#fff;border:1px solid var(--line)}
.btn-ghost:hover{border-color:#cfd4dc;background:var(--soft)}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-size:18px}
.hero{
  position:relative;overflow:hidden;background:
    radial-gradient(circle at 85% 20%,rgba(138,21,56,.12),transparent 26%),
    linear-gradient(180deg,#fff 0%,#faf7f8 100%);
  border-bottom:1px solid var(--line)
}
.hero .container{display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center;padding:82px 0 86px}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;border:1px solid #ead7de;background:#fff;
  color:var(--brand);padding:7px 11px;border-radius:999px;font-size:12px;font-weight:900;letter-spacing:.03em
}
.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--brand)}
h1{font-size:clamp(42px,5vw,68px);line-height:1.08;margin:18px 0 20px;letter-spacing:-.035em}
.hero p{font-size:18px;color:#555d69;max-width:700px;margin:0 0 28px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{margin-top:22px;font-size:13px;color:#737b88}
.hero-visual{
  min-height:470px;position:relative;border-radius:32px;overflow:hidden;
  background:linear-gradient(145deg,#17191f 0%,#262a33 58%,#3a1c28 100%);
  box-shadow:var(--shadow);padding:38px;color:#fff;display:flex;flex-direction:column;justify-content:space-between
}
.hero-visual:before{
  content:"";position:absolute;width:250px;height:250px;border:1px solid rgba(255,255,255,.08);
  border-radius:50%;right:-70px;top:-70px;box-shadow:0 0 0 55px rgba(255,255,255,.025),0 0 0 110px rgba(255,255,255,.02)
}
.hero-visual .wolf{font-size:76px;font-weight:1000;letter-spacing:-.06em;color:#fff;position:relative}
.hero-visual .line{width:72px;height:5px;border-radius:99px;background:var(--gold);margin:14px 0}
.hero-visual .card{
  position:relative;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12);
  border-radius:20px;padding:20px;backdrop-filter:blur(12px)
}
.hero-visual .card strong{display:block;font-size:22px;margin-bottom:6px}
.hero-visual .card span{font-size:13px;color:#d8dbe1}
.trust-strip{background:#fff;border-bottom:1px solid var(--line)}
.trust-strip .container{
  display:grid;grid-template-columns:repeat(4,1fr);gap:0;padding:0
}
.trust-item{padding:22px 24px;border-inline-end:1px solid var(--line)}
.trust-item:last-child{border-inline-end:0}
.trust-item small{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.08em}
.trust-item strong{display:block;margin-top:4px;font-size:14px}
.section{padding:86px 0}
.section.soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:36px}
.section-head.center{text-align:center;margin-inline:auto;margin-bottom:44px}
.kicker{color:var(--brand);font-weight:900;font-size:13px;letter-spacing:.05em;text-transform:uppercase}
h2{font-size:clamp(30px,4vw,46px);line-height:1.2;margin:8px 0 14px;letter-spacing:-.025em}
.section-head p{color:var(--muted);font-size:17px;margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;
  transition:.2s ease;min-height:250px
}
.service-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(16,24,40,.08);border-color:#ddd0d5}
.icon{
  width:48px;height:48px;border-radius:14px;background:var(--brand-soft);color:var(--brand);
  display:grid;place-items:center;font-size:22px;font-weight:900;margin-bottom:24px
}
.service-card h3{margin:0 0 8px;font-size:20px}
.service-card p{margin:0;color:var(--muted);font-size:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.panel{
  background:var(--ink);color:#fff;border-radius:30px;padding:44px;min-height:420px;position:relative;overflow:hidden
}
.panel:after{
  content:"";position:absolute;width:300px;height:300px;border-radius:50%;
  border:1px solid rgba(255,255,255,.08);right:-120px;bottom:-120px;
  box-shadow:0 0 0 55px rgba(255,255,255,.03),0 0 0 110px rgba(255,255,255,.015)
}
.panel .stat{position:relative;z-index:1;margin-bottom:28px}
.panel .stat span{display:block;color:#babfc9;font-size:13px}
.panel .stat strong{display:block;font-size:28px;margin-top:4px}
.checklist{display:grid;gap:14px;margin-top:24px}
.check{display:flex;gap:11px;align-items:flex-start;color:#4f5663}
.check b{color:var(--brand);font-size:18px}
.sector-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.sector{
  border:1px solid var(--line);border-radius:18px;padding:23px;background:#fff;font-weight:800;
  display:flex;align-items:center;justify-content:space-between;min-height:96px
}
.sector span{color:var(--brand);font-size:18px}
.cta-band{
  background:linear-gradient(135deg,var(--brand),#5f0f28);color:#fff;border-radius:30px;padding:46px;
  display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 18px 40px rgba(138,21,56,.18)
}
.cta-band h2{margin:0 0 8px;font-size:34px}
.cta-band p{margin:0;color:#f3dfe6}
.cta-band .btn{background:#fff;color:var(--brand)}
.page-hero{background:linear-gradient(180deg,#fff,#faf7f8);border-bottom:1px solid var(--line);padding:70px 0}
.page-hero h1{font-size:48px;margin-bottom:14px}
.page-hero p{max-width:760px;color:var(--muted);font-size:17px}
.content{max-width:900px;margin:auto}
.prose h2{font-size:30px;margin-top:38px}
.prose h3{font-size:20px;margin-top:28px}
.prose p,.prose li{color:#565e6b}
.prose ul{padding-inline-start:22px}
.legal-box{
  margin:28px 0;background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px
}
.legal-box dl{display:grid;grid-template-columns:220px 1fr;gap:12px 20px;margin:0}
.legal-box dt{font-weight:800;color:#2a2f38}
.legal-box dd{margin:0;color:#646b77}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px}
.contact-card,.form-card{border:1px solid var(--line);border-radius:24px;background:#fff;padding:30px}
.contact-card{background:var(--ink);color:#fff}
.contact-card p{color:#c7cbd2}
.contact-item{padding:18px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.contact-item:last-child{border-bottom:0}
.contact-item small{display:block;color:#9ea4ae;margin-bottom:4px}
.contact-item strong{font-size:16px}
label{display:block;font-weight:800;margin:0 0 7px;font-size:13px}
input,textarea,select{
  width:100%;border:1px solid #dfe2e8;border-radius:12px;padding:13px 14px;font:inherit;background:#fff
}
input:focus,textarea:focus,select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(138,21,56,.08)}
.field{margin-bottom:16px}
textarea{min-height:140px;resize:vertical}
.insurance-hero{
  padding:70px 0;background:linear-gradient(160deg,#fbf7f8,#fff);border-bottom:1px solid var(--line)
}
.insurance-card{
  max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:30px;padding:36px;
  box-shadow:var(--shadow);text-align:center
}
.insurance-illustration{
  height:210px;border-radius:22px;background:
  radial-gradient(circle at 20% 35%,rgba(138,21,56,.22),transparent 20%),
  linear-gradient(135deg,#f8ecef,#f7f8fa);display:grid;place-items:center;margin-bottom:25px;overflow:hidden
}
.insurance-illustration .car{font-size:94px;filter:grayscale(1);opacity:.82}
.notice{
  border-inline-start:4px solid var(--brand);background:var(--brand-soft);padding:16px 18px;border-radius:12px;
  color:#5f3140;font-size:14px;margin-top:22px;text-align:start
}
.site-footer{background:#111318;color:#fff;margin-top:0}
.footer-main{display:grid;grid-template-columns:1.3fr .8fr .8fr 1fr;gap:36px;padding:58px 0 36px}
.site-footer .brand{margin-bottom:14px}
.site-footer p{color:#aeb4be;font-size:13px;margin:0}
.footer-col h4{font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin:0 0 14px;color:#fff}
.footer-col a{display:block;color:#b7bcc5;font-size:13px;margin:8px 0}
.footer-col a:hover{color:#fff}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);padding:18px 0 24px;display:flex;justify-content:space-between;gap:20px;
  color:#8e949f;font-size:12px
}
.badge-license{display:inline-block;margin-top:14px;padding:7px 10px;border:1px solid rgba(255,255,255,.12);border-radius:10px;color:#c7cbd2;font-size:11px}
@media(max-width:980px){
  .nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 20px;flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
  .nav-actions .btn{display:none}
  .hero .container,.split,.contact-grid{grid-template-columns:1fr}
  .hero-visual{min-height:380px}
  .grid-3{grid-template-columns:1fr 1fr}
  .sector-grid{grid-template-columns:1fr 1fr}
  .trust-strip .container{grid-template-columns:1fr 1fr}
  .footer-main{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 28px,1180px)}
  .topbar .legal{display:none}
  .hero .container{padding:58px 0}
  h1{font-size:42px}
  .hero-visual{padding:28px;min-height:330px}
  .grid-3,.sector-grid,.trust-strip .container,.footer-main{grid-template-columns:1fr}
  .trust-item{border-inline-end:0;border-bottom:1px solid var(--line)}
  .trust-item:last-child{border-bottom:0}
  .cta-band{padding:30px;flex-direction:column;align-items:flex-start}
  .page-hero{padding:52px 0}
  .page-hero h1{font-size:38px}
  .legal-box dl{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column}
}